We are independent licensed Life & Health Insurance Agents based out of Northeast Ohio serving over 10 states including Ohio, Massachusetts, Illinois, Arizona, Texas, New Mexico, California, New Hampshire, Missouri, Iowa, Kentucky, Indiana, Colorado, Nevada, & Utah. We are Youngstown Warren Regional Chamber of Commerce members.
We are providers for American Income Life Insurance Company. AIL has been working in the background for over 70 years providing our union members, veterans, and frontline workers with their permanent life & health benefits.
Our goal as a company has been to provide hardworking people and their families with permanent benefits that are under their independent control and extend past their employment and retirement. We take pride in having one of the highest ratings in claims payability because when something happens, you shouldn't have to wait for your benefits.
Our goal as a team is to educate everyone we sit with and provide concise, relevant, detailed information that's easy to understand and relate to their needs both in a day-to-day setting and when there is a loss. We aim to provide a plan that's most beneficial moving forward so that your hard-earned money comes back to your family instead of going into someone else's pocket.
Accidental benefits paid directly to you- not the hospital. Created to help replace your income when you or a loved one ends up in the hospital.
Children under 18 can get coverage up to $25,000 of Whole Life* that's convertible into their own policy down the road. Prices are locked in for life.
Whole Life Insurance
Permanent benefits designed to be there for your family no matter how, when, or why you die. Death benefit pays out 100% guaranteed.
Living benefits set in place to cover customary expenses relating to cancer treatment. Individual or family plans available for any age.**
Monthly payments made to your family the very month you pass and every month following. Coverage is put in place to keep your family's lifestyle as similar as possible after a loss.
Decreasing life insurance is available to protect your family from debt as you pay off your mortgage, car, or other large expense.
AMERICAN INCOME LIFE:
Years Serving union members, veterans, & working families
More than 2 million policy owners
States plus the District of Columbia, Canada, & New Zealand
AM Best Financial Strength Rating (as of 7/18)
Senior Service Director
"My dad doesn't speak English that good and they had a Spanish translator go over everything with him so he could understand. They were really clear about everything. Thank you."
"[They] were the first person to give us honest, detailed, and specific information about what our policies cover now and in the future. [They] helped us get a clear picture and gave honest advice on what was best for our family."
"[They] found a way to provide me and my husband (both seniors) with the most protection in all aspects while also staying within our budget."
For general questions: